When I was in High School everyone I knew had a job. With rare exceptions, parents of Gen-X kids like myself tended to respond to requests for money with the well-worn phrase, “Get a job.” Now, I can only speak for my little corner of the world, a small Middle-to lower-middle-class town in Eastern Massachusetts. Still, my understanding was that when it came to giving money to your kids it wasn’t about whether it was affordable to the parent. It was about teaching valuable lessons, primarily the value of money and the sense of accomplishment that comes with a paycheck in exchange for honest work.
I, like many of my friends, received an allowance from my parents. It was a mere pittance, enough for a young man to be able to afford to go to the local store and get a candy bar and a soda a few times a week. Looking back, it was laughable how little it was, even when adjusted for today’s value. But it was something. Looking back, I can immediately recognize that one thing a meager allowance taught me was how to budget. As much as I may have learned about budgeting. I can’t say I practiced it very well. I could never live on my allowance.
Fortunately, what I lacked in money management skills, I compensated with a work ethic. I had an amazing role model in my father in many aspects; honesty, accountability, eye contact and a firm handshake, and to always be kind and respectful. But there was one area where Dad simply excelled, to the point in which I was in awe of him, and that was his unfaltering work ethic. One of my earliest memories is of waking up at 4 AM to relieve myself, only to find Dad shaving for work. He left the house at 4:30 every day and in the winter months (he delivered home heating oil) he wouldn’t be home until 6 or 7 most nights. He would come in, exhausted and cold, to a hot dinner waiting for him, the biggest piece of steak or chicken reserved for him. He would shove it down and then begin working on the house, which was under construction from my earliest memory. He would go to bed after me. On the weekends, whatever chores needed to be done he would tackle as soon as he got up. The man didn’t know how to procrastinate.
I did. But I learned how to overcome that because I could not, once I was old enough to be of use, sit and watch the man I admired most in the world, work his ass off to provide for me and not help. So I learned how to cut grass. I worked out by chopping firewood. I shoveled the driveway. I even held the flashlight as he toiled under the hood of his always broken-down truck. Beyond the pleasure of just being around him, holding the flashlight proved to enhance my vocabulary because the expletives FLEW when I didn’t point it in the right area or dropped a wrench.
One day, when I was 11, we were in Sears Roebuck. We were in the tool section and I was waiting for Dad to select another tool that he already had several of. It was his process. A shiny new socket set made him happy and who was I to stand in his way? As we were leaving the store we walked by a beautiful 10-speed bike on display. At the time, the 10-speed bike was all the rage and I wanted one. I showed my Dad the price tag. 94 Dollars. He smiled and motioned for me to go. In the car, he finally spoke.
“I could buy that bike for you, but I don’t want to.” I asked him why.
“Because you’ll like and appreciate it more if you buy it.”
“With what?”, I asked him.
“Your earnings. Go out and knock on some doors. Half of our neighborhood is elderly, I guarantee that they would pay you to mow their lawns and shovel their driveways and whatnot. Buy it with money earned and you will appreciate that bike and take care of it and you’ll have it forever. Not leave it out in the rain like your friends do. It’s different when you earn it, Bill.”
I will never, ever forget that moment.
He offered our lawnmower for me to use, and I would pay the gas. I jumped at the opportunity.
In the 70’s the sight of young people dragging snow shovels down streets in the wake of big storms was a common sight. Kids were industrious, even competitive and fought to earn and keep customers. Some customers were loyal regulars, others would give the work to whoever rang the bell first. I was one of the only kids in my neighborhood that was willing to work. Don’t think I didn’t take advantage of that. I had a slew of loyal neighbors that were waiting to give me money. It wasn’t much money by today’s standards but it was consistent and, as my father had suggested, it felt like a treasure because I had earned it.
Approximately 4 months later my Dad asked me how much money I had. Now, I hadn’t saved everything I had earned. It was a new experience to me to have money so I bought a few things, went out for subs with my friends, etc. But I had saved $80.00. I showed it to him.
“Get your shoes on, and fold that money into a neat roll. We’re going out.”
“Where are we going?”, I asked as I climbed into his truck.
“You’ll see”, he said.
As it turned out, we were going to Sears and Roebuck. I followed him to the Sporting Goods section. He asked the clerk for the assembled bike on display, amazingly it was the same one, and told him that we would be purchasing it. He turned to me with open hand and motioned for me to hand over the money I had in my pocket. The clerk gave him the total and my Dad reached into his pocket and plucked the differential out of a roll of bills. Not wanting to spoil the moment, I didn’t say anything. We walked the bike out of the store, he carefully placed it in the back, and we drove out of the parking lot. Finally, I said,”Thanks Dad, you didn’t have to do that.”
“Sure I did”, he said. I pointed you in the right direction but you did the work. I could have waited until you had all of it but it was never about the money. It’s about appreciating what you have and every time you ride that bike you’ll think about the sweat and back-breaking work you did to buy it.”
I had that bike for 10 years. I sold it in near-perfect condition at a yard sale.
I would go on to earn enough to buy 10 bikes as I became the neighborhood odd jobs kid. Even when other kids caught on to what I was doing, many of my regulars turned them away. They got what I didn’t want. This would continue until I got my first “real job” bagging groceries at a local supermarket.
Interestingly, I now run a small side business that consists mostly of locals who loyally retain my services and feel compelled to recommend me to whoever they meet.

Well done. My first bicycle was a used, barn find that was paid for partly with my allowance savings for a year. I was five. Dad of course had to buy new tires and tubes a chain, pedals, bars a seat and grips. He added fenders and a rear rack. And a year later when my brother had a bike similarly acquired, painted them both. Both 20″ wheeled balloon tired bikes, (50’s).
Those two bicycles were sold to finance larger bikes a few years later for 26″ J.C. Penny brand new bicycles we were gifted at Christmas. That Christmas morning, my brother and I woke and looked out our bedroom window to see nearly three feet of snow and tracks of bicycles and dad’s boots through the drifts.
Both of us boys learned to repair flat tires at an early age. Probably seven or eight. We learned how to disassemble, clean and grease the bearings and how a properly adjusted bearing felt. That stuck with me through life of building racing bicycles, motorcycle mechanics and alll sorts of handyman stuff and of course engineering, from building weird wooden test rigs to fancy composite space vehicles.
Life lessons. We get a few, if we make the most of them, everybody wins.
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Thanks for sharing. What a great story
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This is an inspiring account Billy. I wish more parents teach their kids this valuable lesson
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thank you. I’m starting to tell my story and feeling it out to see if there is a book in there somewhere
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